If you've got a fuzzy shot of a burning bus, then I can understand mailing it to the beeb. If I had anything better than that though, I'd be on the phone to newspapers selling it - not giving them great content for free.
News outlets aren't charities and they want the pictures to sell papers. These are the terms and conditions for uploading to the BBC news website and frankly, I think they're taking the p*ss. You're lucky even to retain the copyright.
In contributing to BBC News you agree to grant us a royalty-free, non-exclusive licence to publish and otherwise use the material in any way that we want, and in any media worldwide. This may include the transmission of the material by our overseas partners; these are all reputable foreign news broadcasters who are prohibited from altering the material in any way or making it available to other UK broadcasters or to the print media. [See full Ts & Cs]
It's important to note, however, that you still own the copyright to everything you contribute to BBC News and that if your image and/or video is accepted, we will endeavour to publish your name alongside it on the BBC News website. Please note that due to operational reasons this accreditation will probably not be possible with video. The BBC cannot guarantee that all pictures and/or video will be used and we reserve the right to edit your comments.